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Insurance: Terms and Limitations
 . What the insurance does not cover:
 - Damage to tires, rims, hubcaps, antennas, and windows.
 - Damage caused while driving off-road, towing, racing, or violating UAE laws.
 - Driving under the influence of alcohol or drugs voids the insurance.
 - Personal belongings are not covered.
. In case of an accident:
 - A police report is mandatory:
 - Green report (not at fault) — you pay nothing.
 - Red report (at fault) — you cover the cost of the report (approximately 5000 AED) and the excess fee.
 - Without a police report, all expenses are borne by the renter.
. Basic coverage:
 - Basic insurance (third-party liability) is included.
. Excess in case of an accident where you are at fault:
 - 3000 AED up to 100000 AED + a possible additional fee for the vehicle’s downtime + Percentage % of the damage cost.
The Vehicle is only for use in UAE. In case accident location is not in UAE jurisdiction the hirer is completely responsible for the repair expenses from service agency plus the rental loss during time of repair.

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