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Insurance: Terms and Limitations
 1. What the insurance does not cover:
 - Damage to tires, rims, hubcaps, antennas, and windows.
 - Damage caused while driving off-road, towing, racing, or violating UAE laws.
 - Driving under the influence of alcohol or drugs voids the insurance.
 - Personal belongings are not covered.
 2. In case of an accident:
 - A police report is mandatory:
 - Green report (not at fault) — you pay nothing.
 - Red report (at fault) — you cover the cost of the report  and the excess fee 5000 AED.
 - Without a police report, all expenses are borne by the renter.
 3. Driver and liability:
 - The minimum age of the driver is 22 years.
 4. Basic coverage:
 - Basic insurance (third-party liability) is included.
 5. Excess in case of an accident where you are at fault:
- the renter must pay the excess charges of 5000 AED+35% of total expenses

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